Don't WAIT!

Thursday, June 4, 2015

Bits and Pieces in Dinaland Thursday Afternoon

Dinar Updates:

Poppy3   ...WITHOUT VALUE ADDED TO THE RATE THE TARIFF LAW BEING IMPLEMENTED WILL NOT RETURN ANYTHING IN A PROFIT COLUMN?  

EVEN TWO YEARS AGO DR SHABIBI STATED IT WOULD TAKE 3000 NEW TRAINED WORKERS TO START COLLECTING THE TARIFFS AND AT THE VALUE OF 1166 IT WOULDNT PAY FOR ITS SELF.  

I AM PLEASED THEY ARE ASKING FOR IT AND SAYING NOW IS THE TIME BECAUSE THAT TELLS ME THEY KNOW THE NEW RATE IS READY TO BE ANNOUNCED. 

TIME WILL TELL SOON. 
....
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I4U:

Don't get shook about the Sterling raid ~ Freeway Bill

Please do not try to read any negative for you out of this Sterling raid.  It has nothing to do with the blessing.  This is cleaning up the (possibly-allegededly )unethical practices between Sterling and individuals that they are talking about. 

This does not mean that the whole IQD thing is a scam.  This is a totally unrelated issue. 

This information came to me this morning and I was asked to forward this to you by my most trusted and reliable sources...

GOD BLESS THE USA    Freeway Bill

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TNT:

rrrr :the rv/gcr seems imminent after such a long while!... sooo get your plans in order, the rates will make you smile…. if the rates do come out low, be like the 3rd mouse and hold on to it for a while…. the zim seems too good to be true so, in my mind, i’ll just move it to the side… but if it does do a 6 zero lop, i’ll need some drugs to stem the tide. either way, it’s all ok. we are all about to prosper. this ride is ending soon. it’s all about to pay!

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[LAS] TNT: hotrod49 : A forex option trading platform I use announced they have been advised by their traders not to trade today because of News in the Market !! I wonder what that could be ?? RV ??

[natok] LAS market talk has been wild! "did you see that!" just for one, "holy smoke, what just happened!" I just sit at my desk and smile! They wouldn't believe me if I told them! :} lol lol

[LAS] natok Is that first hand info? Are you personally hearing that kind of talk?

[Thebes] natok, Ok spill the beans and we will see if we believe it. It is the time for miracles so I believe it.

[EvangeeGT] Las is this the rumbling of an RV starting its engine?

[LAS] EvangeeGT Let's ask our friend natok.

[natok] LAS I have a trading account, live in the moment trainer, I am still just paper trading. I listen to stock training, options, & currencies! They tell any news they see or can find on why the market is doing what it is doing

[thevazrpb] [natok... spill the beans !

[natok] thevazrpb I just sit back & smile when they see big moves and wonder what the heck!

[LAS] natok So are you saying you are hearing today from traders that don't know what's up with the market?

[thevazrpb] [natok]... where was the big move ?

[EvangeeGT] natok educate us! What's going on?

[EvangeeGT] natok Is this how they are going to announce it is by just putting it on the forex?

[natok] LAS yes, dont think they know anything. I heard some talk of big currency moves earlier this morning, stocks were bouncing, market wad sown -100, then recover +100 within 1st hr of market. bouncing moves. they were saying dont know if it would be wise to stay on a trade. I papertraded 1st 30 min, made over 700. then I am out for the day, but still listen. right now, no training in sessin until closing bell starts, prob will have trainer after 2-2:30

[LAS] natok Thanks so much for letting us know. You are appreciated.

[natok] right now market is really down dow -168 nas -48

[natok] was only down -100, -50 this morning!

[natok] if I hear anything worth sharing when live trainer comes back on, I will try to share.

[LAS] natok I can't wait. Thanks again.

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Emailed to Recaps:

FS:     Posted Today, 12:32 PM    I just talked with someone at the Atlanta FBI office, yes, it was a Special Agent. I expressed concern that the raid may have been due to the selling of counterfeit dinar.

The Agent told me (and yes, this is a direct quote), "I cannot speak specifics of the investigation but it is my understanding that is not at issue."

He went on to say, "If you have the currency, if you have it in your possession, it is like any other investment cash, gold or silver. As their value changes so will your investment."

Ok, thats all I have for now....maybe many of us can breathe a tad easier.
KTFA:

Thunderhawk  » June 4th, 2015, 12:04 am   Vietnam''s New Dawn!

Vietnam is in the very early stages of an emerging market economy.

Major advanced economies are establishing footholds in this nascent economy.
Human rights issues are an obstacle to further development.
Vietnam’s geographical location and military capable ports offer the ideal counterbalance to Chinese expansion.

Vietnam''s 3000 year history is one of conflict, conquest, domination and civil war. After gaining sovereignty in the 1980s, the government began an economic liberalization program known as ''Doi Moi''. The question though is whether Vietnam has embarked on the correct path towards becoming a true emerging market, with economic and civil liberties.

Van Eck Global presents itself as ''a pioneer in global markets, whose mission is to offer intelligently designed investment strategies''. Towards this end Van Eck offers Market Vectors ETFs. Among those funds is found one of the few, if not the only Vietnam ETF (NYSEARCA:VNM).

According to Market Vectors the underlying index "...is a rules-based, modified market capitalization-weighted, float-adjusted index comprised of publicly traded companies that are domiciled and primarily listed in Vietnam or that generate the majority of their revenues in Vietnam..." The fund''s inception date is August 11, 2009 and rebalances quarterly. Its total net assets are $467.5 million in 30 holdings with a 30 daySEC yield of 2.80%. The ETF has 26,600,000 outstanding shares.

The fund''s has a management fee of 0.50%, other expenses of 0.16% and acquired fund fees and expenses of 0.04% totaling 0.70%. The weighted market cap is $1.6 billion, a P/E of 14.37 and price to book of 1.36. Its beta vs. the S&P is relatively low at 1.13 with a 0.47 correlation with the S&P.

The closing price as of May 29 was $17.69, down 8% year to date and trades at a premium of 0.66% to NAV. The 30 day average volume is 509,561 shares per day. The performance history does not paint a pretty picture, to say the very least. Since its inception the fund is down, - 5.01%; in five years -5.74%; three years, -1.54% and in the past 52 weeks, -20.03%.

The fund is heavily weighted towards the financial sector, 40.7%, however these include ''diversified'' companies. Energy is second at 18.4%; consumer staples 16.4%; consumer discretionary, 10.6%; industrials 6.8%; materials, 4.5%; and utilities 2.6%. The fund''s holdings are 75.9% Vietnamese, followed by 9.7% UK holdings; South Korea, 5.5%; Thailand, 4.8% and Australia, 4.2%. Lastly, 75.86% of holdings are exposed to the Vietnamese Dong, 9.70% to the British Pound Sterling, 5.50% to the Korean Won, 4.83% to the Thai Baht and 4.17% to the Australian Dollar.

By the composition of the fund, it''s clear that Vietnam''s economy is still in the early stages of an emerging economy with only a few strong companies. One good example is PetroVietnam, a multinational, diversified company with numerous wholly or jointly owned subsidiaries and joint ventures. It''s important to note that these individual and jointly owned subsidiaries are listed as separate entities in the fund. Taken together, PetroVietnam and subsidiaries comprise 13.11% of the fund. These subsidiaries include drilling, mining, refining, chemicals, fertilizers, engineering services, transportation and construction services.

The funds financial sector is better diversified, but again, includes ''multifaceted'' corporations. Purely financial institutions include: The Bank for Foreign Trade of Vietnam, 8.50% of holdings; Saigon Thuong Tin Commercial, referred to as Sacombank, 5.91% of holdings and Saigon-Hanoi Commercial, 2.31% Each provides consumer, business and some international banking.Saigon Securities is an investment and banking services company and 1.94% of the portfolio.

Other companies with a financial division, such as Hagl, 4.01%; Kinh Bac City Development, 3.02%; FLC Group, 2.64% are real estate developers who also provide banking services and Ocean Group which provides hospitality and leisure via 5-star hotel management, a TV shopping network, construction, warehousing, and consumer plus business banking services. Ocean Groupaccounts for 0.55% of the portfolio and can best be categorized as simply ''diversified''.

Joint foreign ventures in the portfolio include U.K. based Premier Oil, 5.67%;Charoen Pokphand Food (OTCPK:CPOKY)-Thailand, 5.20%; Hansae Textiles-Korea, 4.75% and Donaco Hotels Australia, 4.88%.

The investor needs to be aware that Vietnam has proven oil reserves of approximately 4.4 billion bbl, ranking it the 3rd largest behind China and India. Vietnam produces approximately 353,700 bbl per day. Proven natural gas reserves are approximately 24.7 trillion ft3 and 2013 production was 346 billion ft3. Vietnam has one refinery, PetroVietnam, of which the state plans to offer 49% to foreign investors to raise capital for expansion. It''s also worth noting that companies such as, ExxonMobil (NYSE:XOM), Chevron (NYSE:CVX) and Zarubezhneft have an interest in the Vietnamese Petroleum industry, hence major corporations do have a foothold in the country. Lastly, rare earth elements such as scandium, yttrium and lanthanum are mined jointly withJapan Oil, Gas and Metals National Corporation.

Vietnam joined the WTO in 2007 and more recently a participant in Trans-Pacific Partnership talks. In terms of purchasing power parity, Vietnam''s 2014 GDP estimate is $509.5 billion and grew at a 5.98% rate; per capita 2014 PPP-GDP is estimated at $5,600.00. Major GDP components are household spending at 66.3%; unusually low government spending, 6.3% and capital expenditures, 23.7%. The unemployment rate is 2.22%; slightly more than one million unemployed with a workforce of just over 53 million. Its income distribution by the GINI index is 38.2 with 11.3% of the population below the poverty line. Vietnam''s key industries are mining, food processing, consumer goods, pharmaceuticals, textiles and construction.

Vietnam''s growth potential is made clear by its international trade. Top export destinations are the United States, 15.83%; Japan, 12.56%; China, 12.28%; Germany, 5.69% and South Korea, 5.03%. Exports to Japan include crude petroleum, 23.08%; insulated wire, 9.63%; crustaceans, 2.89%, furniture, 2.63% and apparel, 2.35%. Exports to China include integrated circuits, 17.13%, video equipment, 7.98%, coal briquettes, 5.77%; crude petroleum, 5.77% and rice, 5.53%. Exports to Germany also include broadcast equipment, 26.46% and Coffee, 9.27%. Exports to #5 partner South Korea are mainly crude petroleum at 14.78% followed by mollusks, apparel and coal briquettes.

It should be noted that Vietnam''s #1 export partner, the United States, imports knit sweaters, 8.35%; furniture, 6.79%; leather footwear, 6.62%, combined apparel 10.64% totaling over $17.7 billion dollars. Vietnam''s story is one of potential. Observe that over $17 billion dollar of trade with the US is apparel and furniture. If Vietnam can satisfy US Legislators as well as other advanced economy leaders on civil and human rights issues, the potential for more sophisticated trade is quite large, to say the least. Human and civil rights issues are not insignificant, and are currently a major obstacle towards better trade relations with advanced economies.

Vietnam imports products from China, 28.38%; South Korea, 15.12%; Japan, 9.53%; Singapore, 5.87% and Thailand, 5.34%. Imports from China include telephones, 8.73%; refined petroleum, 4.41%; integrated circuits, 2.61%; computers, 2.42% and fabrics 2.28%. Imports from South Korea include integrated circuits, 14.42%; telephones, 7.08%; refined petroleum, 6.95%; fabrics, 4.34% and hot rolled iron, 4.02%. Imports from Japan include: hot rolled iron, 6.91%; industrial printers, 3.76%; low-voltage protection components, 3.48%; individual function machinery, 3.31% and semi-finished iron, 2.42%. Imports from Singapore are almost exclusively refined petroleum products at 60%; consumer goods (combined), 11.59%; paper fibers, 2.00%; textile polymers, 1.52% and, surprisingly aircraft, 1.39%. Thailand exports refined petroleum, 13.85% followed by raw sugar. Lastly, imports from the United States include soybean, 10.35%; raw cotton, 8.09%; scrap iron, 6.31%; starch residue, 3.91% and bovine meat, 3.91% totaling about $1 billion ranking the US as Vietnam''s 9th largest import partner.

Banking and currency are under the jurisdiction of the State Bank of Vietnamwhose purpose is "...management of monetary and banking activities and foreign exchange; performs the issuance of money, acts as the bank of credit institutions and provides monetary services for the Government... ...

Operations of the SBV aim at stabilizing the value of Vietnamese currency, ensuring safe and sound banking operations and the system of credit institutions, ensuring safety and efficiency of national payment system, and contributing to socio - economic development under the socialist orientation". The bank records 2014 CPI at 4.09% and is targeting 5% in 2015.

The discount rate is 4.5% and the refinancing rate is 6.5%. The overnight interbank rate is, 1.49%; one week, 1.49%; one month, 3.52%. The currency is officially fixed against other global currencies but discounted for trade partners. The SBV devalued the Vietnamese Dong in January of 2015 to stimulate export demand and stimulate domestic growth. Mr. Nguyen Van Binh is the present Governor of the bank.

Clearly, this would be a high risk investment by any measure. However, the potential for a sudden change may be stimulated by international political events concerning Vietnam''s ancient adversary to the north, China.

Over the past several years, China has undertaken an aggressive economic and military policy in the South China Sea, in particular, by claiming as sovereign, territories claimed by neighboring countries. Besides Vietnam, other countries such as, Taiwan, Brunei, Malaysia and the Philippines are disputing China''s claims. US Defense Secretary Ash Carter has publicly expressed the US opposition to China''s claims.

The European Union, Japan and Australia have also voiced concerns. Defense Secretary Carter will visit Vietnam for the second time since his appointment. Vietnam has several significant ports, for instance, Da Nang and Hai Phong, capable of supporting joint, counter balancing forces in the region. The point being that neighboring advanced economies in the region as well as in the west wish to increase their economic and military presence in Vietnam as a counter-action to China''s expansion in the region.

The key to the degree of cooperation will be the human rights issues. Should these issues be resolved the end result might be a sudden and sharp acceleration in Vietnam''s economic growth.

To sum up, under usual comparisons, investing in Vietnam through the ETF, at this point, might not be worth the risk for the average portfolio. However, Vietnam''s willingness to reach out to potential strategic allies of the west might be an indication of their willingness to overcome critical issues. If so, this will spark an economic boom in Vietnam. For the risk tolerant, patientinvestors, the reward might greatly outweigh the risk.

Disclosure: The author does not have holdings or positions or derivative instruments in any of the above mention ETFs, companies or currencies.

Additional disclosure: CFDs, spread betting and FX can result in losses exceeding your initial deposit. They are not suitable for everyone, so please ensure you understand the risks. Seek independent financial advice if necessary. Nothing in this article should be considered a personal recommendation. It does not account for your personal circumstances or appetite for risk.

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